Checking Accounts
Northern State Bank offers a variety of checking account options to fit your individual needs including:
Free Checking
Features
- Debit and ATM cards
- 24/7 online banking
- Mobile banking
- Bill Pay (for extra monthly fee)
- Monthly statements with check imaging
- $500 initial deposit
Monthly Service Charges
- No minimum balance
- No service charges or maintenance fees
Interest Checking
Includes all the benefits of a regular checking account, but with variable interest rates.
Features
- Debit and ATM cards available
- 24/7 online banking
- Mobile banking
- Bill Pay (for extra monthly fee)
- Monthly statements with check imaging
- $500 initial deposit
- Variable interest rates
Monthly Service Charges
- Maintain a minimum balance of $500, or receive a $4 Maintenance fee plus $0.20 per debit
- Service charges equal maintenance fee plus per debit fee
Senior Checking
Includes all the benefits of an interest checking account, but with no minimum balances or service charges for seniors.
Features
- Debit and ATM cards available
- 24/7 online banking
- Mobile banking
- Bill Pay (for extra monthly fee)
- Monthly statements with check imaging
- $500 initial deposit
- Must be 50 years or over to qualify
- Variable interest rates
Monthly Service Charges
- No minimum balance required
- No service charges or maintenance fees
Friends and Neighbors Checking
Features
- Debit and ATM cards available
- 24/7 online banking
- Mobile banking
- Bill Pay (for extra monthly fee)
- Monthly statements with check imaging
- Free exclusive checks (limitations apply)
- $500 initial deposit
- Must be 50 years or over to qualify
- Variable interest rates
Monthly Service Charges
- Maintain a combined balance of $1500 in savings, CDS, or checking
- No service charges or maintenance fees